Holiday sales will be down 1 percent this year, according to the leading retail trade association, with lackluster spending by consumers unlikely to get a boost from Christmas presents put on credit cards. According to the National Retail Federation, frugal-minded consumers are likely to shift away from credit cards and instead put holiday buys on [...]
October 16, 2009
Today is Boss’s Day, an annual holiday celebrated in America. A bad boss can make your world a living hell, but a great boss can make your life much easier. Today is a time for employees to thank their superior for being a good and fair boss (though right now, I think it’s simply a [...]
October 16, 2009
In the November 2009 issue of Consumer Reports magazine, they had a rundown of “credit cards worth keeping.” This is an especially useful list now that terms are changing and many of us are considering moving on. Here are Consumer Reports’ picks: Balance-Transfer Cards Consumer Reports likes American Express Clear, PenFEd Visa Platinum and People’s United Bank [...]
October 16, 2009
Today, we’ll be taking a look at some essential and interesting links and articles from around the web on the topic of credit cards. With the economy in a rut and new credit card and banking legislation on the horizon, now is an especially important time to be aware of all the news and views [...]
October 16, 2009
The results are in, and according to numerous studies, we’re pissed about our credit cards. We’ve had our credit limits slashed, our rewards cut back, our interest rates hiked and our coffers raided by fees, fees and more fees. Some vindication came in the form of the Credit CARD Act, but for the most part, [...]
October 16, 2009
You load sixteen tons, and what do you get? Another day older and deeper in debt. Saint Peter, don’t you call me, ’cause I can’t go; I owe my soul to the company store… That’s the chorus to an old coal mining song first recorded by Merle Travis in 1946. When he talks about the company store, he’s talking [...]
October 16, 2009
Chase Flexible Rewards Platinum Visa Card Point rewards program Redeem points for travel rewards, merchandise, and more [...]
October 16, 2009
If you plan to travel overseas, you might be wondering which credit cards you should use. Between high exchange fees and surcharges, some credit cards don’t do much to add to your travel experience. USA Today recently listed their top picks for foreign purchases. Lowest Foreign Currency Surcharge Capital One: 0% American Express: 2.7% Bank of America: 3% Citibank: 3% Diner’s [...]
October 16, 2009
Did you know that merchants pay a fee to process credit card purchases when you shop in their stores? These are called interchange fees. They are represented by a percentage of all of the sales that are charged onto credit cards which is only several points. But it adds up [...]
September 30, 2009
With everything and everyone looking for convenience these days, it is not new that more and more people are using credit or debit cards for their deals and as most of the stores and other places are accepting cards; it is obvious that all these stores have merchant accounts in various big trustworthy banks.
October 16, 2009