Browsing Tag »credit reporting«

FICO vs. VantageScore and the Truth About Free Credit Scores

October 16, 2009

Ever have this happen?: you pull one credit score and you get say, 667 and then you pull it again from another bureau and get 573. Has something gone terribly wrong with your credit rating since you first pulled your report? Or have the agencies got you pegged all wrong? The answer is likely neither [...]

Investigating Old or Inaccurate Addresses on Your Credit Report and Why You Should

October 16, 2009

One thing you should know by now about credit: your past always comes back to haunt you. This is especially true for old addresses. In the best case scenario, an old address on your credit report is found in your “Previous Addresses” section and is simply on file for the record. In the worst [...]

3 Important Rules You Must Know to Have Perfect Credit

September 29, 2009

When it comes to credit, there are three basic – yet all-important – rules you need to know if you want to achieve the highest possible credit rating. These are rules that banks and creditors, credit reporting agencies, and credit-scoring companies tell you explicitly: in their consumer publications, on their websites, and in a variety [...]

Bad Credit Report and its Implications

August 11, 2009

Bad credit report gives a negative repercussion on your financial standing. Several agencies would be monitoring your conduct of handling credit. Even a single failure recorded against you leads to vulnerability when you plan to open a new transaction account. Bad credit report gives a negative repercussion on your financial standing. Several agencies would be monitoring [...]

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