Sometimes the state of our personal finances can make us a little hostile. When you see how much you have lost in your retirement account due to a plunge in the stock market, you may want to throw a chair across the room. When you realize you’ve overdrafted your checking account, you may want to [...]
October 16, 2009
In the November 2009 issue of Consumer Reports magazine, they had a rundown of “credit cards worth keeping.” This is an especially useful list now that terms are changing and many of us are considering moving on. Here are Consumer Reports’ picks: Balance-Transfer Cards Consumer Reports likes American Express Clear, PenFEd Visa Platinum and People’s United Bank [...]
October 16, 2009
Ever have this happen?: you pull one credit score and you get say, 667 and then you pull it again from another bureau and get 573. Has something gone terribly wrong with your credit rating since you first pulled your report? Or have the agencies got you pegged all wrong? The answer is likely neither [...]
October 16, 2009
You load sixteen tons, and what do you get? Another day older and deeper in debt. Saint Peter, don’t you call me, ’cause I can’t go; I owe my soul to the company store… That’s the chorus to an old coal mining song first recorded by Merle Travis in 1946. When he talks about the company store, he’s talking [...]
October 16, 2009
One thing you should know by now about credit: your past always comes back to haunt you. This is especially true for old addresses. In the best case scenario, an old address on your credit report is found in your “Previous Addresses” section and is simply on file for the record. In the worst [...]
October 16, 2009
Last week i have said, why you should check your credit report regularly? Now, in this post i will say how you can get your absolute free copy of credit report and the numeric mask of your credit worthiness “Credit Score“. At first i wanna say, unfortunately you will get only one credit report for free [...]
October 16, 2009
Our consumer life becoming more harder then we can imagine. Who do not want a hassle free life. Unfortunately we can not totally skip these! Identity theft is one of these threat for those who are not careful. Yes, i believe, if you are careful and careful to check your credit report regularly, at least [...]
October 16, 2009
May all of my twitter followers already knew that when my chat buddy Hary Creigh found his mailbox pile up with unsolicited pre-approve credit card offers, he asked me, how he can opp out these annoying unsolicited offers. Then I mentioned him how he can do this. In this post, now i am saying how [...]
October 16, 2009
Go back to July 06, 2005 when FreeCreditReport.com was offering not only free credit report but also free credit score from Experian which highlighted in their home page. But true was, they only provided report (here also have question!) and they was charging $5 for score! Couple of months ago i entered “free credit report” in [...]
October 16, 2009
Couple of days ago i posted an article about how you can get your free estimated credit score. If you satisfy with this then you can follow Top 8 Credit Score Estimator: Get Your Free Credit Score. Why people think to get FICO score for free? Silly question…, right? But why you pay for your own information [...]
October 16, 2009