In the November 2009 issue of Consumer Reports magazine, they had a rundown of “credit cards worth keeping.” This is an especially useful list now that terms are changing and many of us are considering moving on. Here are Consumer Reports’ picks: Balance-Transfer Cards Consumer Reports likes American Express Clear, PenFEd Visa Platinum and People’s United Bank [...]
October 16, 2009
Ever have this happen?: you pull one credit score and you get say, 667 and then you pull it again from another bureau and get 573. Has something gone terribly wrong with your credit rating since you first pulled your report? Or have the agencies got you pegged all wrong? The answer is likely neither [...]
October 16, 2009
A number of working individuals do get denied when applying for a credit card. One major reason for getting denied of credit cards is the applicant’s poor credit rating. We all know that a credit card is a necessity nowadays since a lot of products and services can be conveniently obtained through the use of [...]
October 16, 2009
Capital One introduces the Progress Card for consumers with bad credit. It will be available in time for Christmas shopping but beware of the starting interest rate. In addition to no annual fee, cardholders are rewarded for paying on time and at or above minimum payment, by having their interest rate reduced by [...]
October 10, 2009
So you found a mistake on your credit report? Is it a big deal, does it make much of a difference? (1) These small mistakes can add up and damage your credit score. (2) You have every legal right to dispute these items. (3) Your credit rating will go up if [...]
October 2, 2009
People will look for all legal ways to reduce their debt. Obviously, no one wants to be in deep financial debt. This will lower their credit ratings and make it hard to transact with most financial institutions.
September 30, 2009
If you are like most people in this economic crisis, you may be past due on some of your bills. You may not realize that this is killing your credit score. Your credit score is one of the most importa…
September 30, 2009
You might think it’s difficult, or time-consuming, but increasing your credit rating is not that hard if you know how. Raise credit score quickly and easily using the following tips. First some backg…
September 30, 2009
Unfortunately, credit has become such a major part of almost everyone’s life. Whether you are applying for a job, renting an apartment, buying a home, obtaining homeowner’s and/or auto insurance, applying for a loan or credit card or doing just about anything else credit plays a major role. How can you protect yourself and your [...]
September 30, 2009
If you have a poor financial history, you may think that there is no way out of the financial hole that you are in. But there are solutions. You may be able to obtain a credit card which will help you to improve your standing with the rating agencies.
October 16, 2009