Today is Leif Erikson Day. Erikson was a Viking and, according to today’s historical consensus, the first European to venture to the continent of North America. The Nordic explorer came here nearly 500 years before Christopher Columbus. A 1968 U.S. postage stamp honoring Leif Erikson and his expeditions. The day is marked by a presidential proclamation, [...]
October 16, 2009
Ever have this happen?: you pull one credit score and you get say, 667 and then you pull it again from another bureau and get 573. Has something gone terribly wrong with your credit rating since you first pulled your report? Or have the agencies got you pegged all wrong? The answer is likely neither [...]
October 16, 2009
You load sixteen tons, and what do you get? Another day older and deeper in debt. Saint Peter, don’t you call me, ’cause I can’t go; I owe my soul to the company store… That’s the chorus to an old coal mining song first recorded by Merle Travis in 1946. When he talks about the company store, he’s talking [...]
October 16, 2009
Chase Freedom has always been a favorite among card users seeking cash back rewards. But in recent months, there have been some big changes to this card that was once the hands down best card for cash back rebates. You can still get $100 cash back with a new Chase Freedom card, but once you’re [...]
October 16, 2009
Perhaps the most ideal lifestyle one can wish for is having no credit. This means that one is free of any kinds of loans, be it a car loan, housing loan and many others. This follows that the person does not own a credit card since he would always prefer pay in cash his purchases. [...]
October 16, 2009
It’s common for couples to share credit card accounts, with one spouse opening the account and adding the other as an authorized user. This is especially useful when one spouse has a good credit history, and the other needs to build their credit. But things get tricky when marriages go bad. For one thing, if you’re [...]
October 16, 2009
Capital One introduces the Progress Card for consumers with bad credit. It will be available in time for Christmas shopping but beware of the starting interest rate. In addition to no annual fee, cardholders are rewarded for paying on time and at or above minimum payment, by having their interest rate reduced by [...]
October 10, 2009
There are still ways to get a credit card even when you have a bad credit history.
October 10, 2009
It is very convenient to get a merged credit report coming from the three major credit bureaus than having 3 credit reports. If you have a merged credit report, you can know credit history from Trans Union, Experian and Equifax. Searching for a single credit report will not give you all the information of your [...]
October 2, 2009
Identity theft is becoming a worldwide concern. It is a situation where one person steals another’s personal information including that his name, address, social security number, credit history and…
October 16, 2009