A new poll by a New York fraud prevention company reminded me of a cell phone call I got from my credit card company once. No. It wasn’t a debt collection call. An automated voice said they were calling to alert me to some unusual activity on my Visa card. As it turns out the [...]
October 16, 2009
The 226th edition of the Carnival of Personal Finance included my blog about reasons to answer credit card company calls in its weekly roundup of personal finance blogs. Each week different bloggers who focus on money, debt management and finance agree to review a week of blog postings and select those to include in a themed roundup. This week’s carnival host [...]
October 16, 2009
Let’s play a quick game. Guess by who this comment was made and at whom: These companies “used deceptive language to trick their customers into signing something they thought would save them money.” (WSJ) You might think the party being accused of deceiving consumers with deceptive language was the very same industry that was recently [...]
October 16, 2009
Our era is one marked by explosive technological growth. It seems like just as soon as you’ve figured out the latest gizmo, then it’s no longer the latest. In this way, we more often find ourselves adjacent to the next tech generation rather than astride it. And like the kid who finally got through the [...]
October 16, 2009
One thing you should know by now about credit: your past always comes back to haunt you. This is especially true for old addresses. In the best case scenario, an old address on your credit report is found in your “Previous Addresses” section and is simply on file for the record. In the worst [...]
October 16, 2009
Small business owners often complain about the time consuming task of keeping track of their finances and purchases for tax time. It’s imperative that a business can account for each of their purchases – both for tax purposes and for strong management of their business.Using a business credit card can eliminate some of the [...]
September 19, 2009
We all get credit card offers through traditional snail mail, and we all know how they work. Although many credit card offers in the mail claim that you are already pre approved, you still have to wait weeks and weeks before you hear anything back once you apply. These days are long gone [...]
August 11, 2009
You probably see a lot of credit card offers on a daily basis whether it’s on television, the internet, a magazine or in the mail. In the advertisement, you probably see or hear APR mentioned several times in the form of Introductory APR, Standard APR, Cash Advance APR, Balance Transfer APR and Default APR. [...]
August 11, 2009
Credit Card Late Charges And How To Avoid Them It is simply getting ridiculous the charges credit card companies are imposing on consumers who are late making payments. Yes, creditors have a legal right to do what they are doing, however ethically speaking that is certainly open to debate! It is simply getting ridiculous the charges credit [...]
August 11, 2009
Credit cards are really useful and handy. You need not to worry about theft, burglary or carrying large sums of money. On the other hand, shopping can also be rewarding. Credit cards are really useful and handy. You need not to worry about theft, burglary or carrying large sums of money. On the other hand, shopping [...]
October 16, 2009